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Riyad as-Salihin 218

Messenger of Allah (sallallahu alayhi wa sallam) said, “Do you know who is the bankrupt?” They said: “The bankrupt among us is one who has neither money with him nor any property”.

Abu Hurayrahnarrated it
Sahihgraded sahih
2names in the chain
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وعن أبي هريرة رضي الله عنه

أن رسول الله صلى الله عليه وسلم قال: «: أتدرون من المفلس؟ «قالوا: المفلس فينا من لا درهم له ولا متاع فقال: «إن المفلس من أمتي يأتي يوم القيامة بصلاة وصيام وزكاة، ويأتي قد شتم هذا، وقذف هذا وأكل مال هذا، وسفك دم هذا، وضرب هذا، فيعطى هذا من حسناته، وهذا من حسناته، فإن فنيت حسناته قبل أن يقضي ما عليه، أخذ من خطاياهم فطرحت عليه، ثم طرح في النار»

Messenger of Allah (sallallahu alayhi wa sallam) said, “Do you know who is the bankrupt?” They said: “The bankrupt among us is one who has neither money with him nor any property”.

He said, “The real bankrupt of my Ummah would be he who would come on the Day of Resurrection with Salat, Saum and Sadaqah (charity), (but he will find himself bankrupt on that day as he will have exhausted the good deeds) because he reviled others, brought calumny against others, unlawfully devoured the wealth of others, shed the blood of others and beat others; so his good deeds would be credited to the account of those (who suffered at his hand).

If his good deeds fall short to clear the account, their sins would be entered in his account and he would be thrown in the (Hell) Fire”.

Riyad as-Salihin 218, Book 1, The Book of Miscellany, Hadith 218. 1 min read

What it means

The Prophet (may Allah's peace and blessings be upon him) asked the Companions (may Allah be pleased with them): Do you know who is the bankrupt? They gave him the expected answer, which is that the bankrupt is the poor person who has no wealth or property.

He then told them that the bankrupt in this nation (of Muslims) is the one who comes on the Day of Judgment with abundant good deeds, such as praying, fasting, and giving charity; but with an account of bad deeds like insulting others, beating others, consuming others’ wealth without right, accusing others of committing immoral acts, and killing others.

All of them will seek retribution, for whatever rights they do not receive in the life of this world they will receive in the Hereafter. So, retribution will be exacted against him and each of them will take some of his good deeds. If his good deeds are not enough to settle the score, then some of their own evil deeds will be cast on him then he will be thrown in the fire of Hell.

From the Encyclopedia of Translated Prophetic Hadiths, hadeethenc.com.

The chain

Who passed it on, from Imam an-Nawawi back to the one who was there.

  1. 1Imam an-NawawiCompiler, died 676 AH
  2. 2Abu HurayrahFrom, Companion, died 57 AH

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